Steps for an Effective Accident at Work Claim
You probably were not aware, but there are significant numbers of accidents happening in the workplace all the time in the UK.
If you have been unfortunate enough to have an accident yourself while at work and it was no fault of your own, you could be entitled to make an accident at work claim.
This compensation will help pay for any accident related financial burdens such as hospital and medical fees and any pain and suffering you experience.
Below are some facts on work accident claims
Report the Accident Immediately
Several problems can arise from waiting to report your accident. For instance, your employer might deny work or medical treatment benefits if you wait to report it.
Also, your employer’s workers’ compensation insurance provider might have questions as to why the accident was not reported sooner.
You might end up with no coverage from your own health insurance provider for work related injuries should you wait.
See a Doctor Right Away
Immediately after having an accident at work, you need to see your doctor or make an emergency room visit if it is serious enough.
In some cases, you might want to ask your employer if there are specific doctors you need to see for work related accidents.
You can always get a second opinion if you are not happy with the results from your visit. You might have a right to this second opinion under the laws of workers’ compensation.
Types of Accidents to Claim For
Some common accident at work claim injuries include: repetitive strain injuries, industrial injuries, slips, falls, trips, forklift accidents, noise-induced hearing loss, accidents due to inadequate training or faulty machinery or equipment.
Claiming for Lost Wages
There is a good chance you will be out of work for days, weeks or even months due to an injury sustained at work.
This can result in loss of wages for many people and can put a huge strain on finances.
This is a burden you should not have to bear, particularly if the accident was no fault of your own. In most cases, you have the right to claim for loss wages compensation.
Many states put time lines on when you should report an accident if you are claiming worker’s compensation.
Therefore, it is essential that you make this report promptly regardless if you feel you were injured or not.
Even if you decide not to make an accident at work claim, just reporting your accident might be enough for your employer to take on new safety measures to keep the workplace a safe environment and help prevent future accidents.
Remember, accidents at work are a big deal and even if you do not experience immediate injury resulting from one, does not mean you won’t later on.
It is always wise to report your accident immediately and seek the advise from a claim expert or professional before making your claim to ensure you cover all your bases.